Absolutely. Your right of access is mandated by federal and state laws. You may obtain a copy of your report by writing or calling the three CRAs. In addition, Experian and Equifax now offer online access to credit information. Ordinarily, there is a charge of $8.00 - $9.00 in most states for your credit report. The charge is $8.00 if you live in California and free if you live in Colorado, Georgia, Maryland, Massachusetts, Maine, New Jersey or Vermont.
Beginning in December 2004, consumers can get a free copy of their credit report annually. Free annual credit reports will be rolled out starting on the West coast and ending in September 2005 on the East Coast. A centralized source with a toll free number, web site, and mailing address will be established to order your free report in the near future.
RSS
Absolutely. Your right of access is mandated by federal and state laws. You may obtain a copy of your report by writing or calling the three CRAs. In addition, Experian and Equifax now offer online access to credit information. Ordinarily, there is a charge of $8.00 - $9.00 in most states for your credit report. The charge is $8.00 if you live in California and free if you live in Colorado, Georgia, Maryland, Massachusetts, Maine, New Jersey or Vermont.
Beginning in December 2004, consumers can get a free copy of their credit report annually. Free annual credit reports will be rolled out starting on the West coast and ending in September 2005 on the East Coast. A centralized source with a toll free number, web site, and mailing address will be established to order your free report in the near future.