details of your credit report

posted by askmrcredit on (6 years, 6 months ago)
  • First, identifying information including:
       - Name, current, and previous addresses
       - Social Security number
       - Telephone number
       - Birth date
       - Current and previous employers
       - Spouse's name.


  • Second, a credit report contains your credit history. That is, your account record with different creditors. It will show how much credit has been extended and how you have repaid it.

  • Third, a credit report contains inquiries or a list that identifies creditors and other authorized parties who have requested and received your credit report.

  • Fourth, a credit report contains public record information. These are items that are matters of public record such as collection accounts, bankruptcies, foreclosures, tax liens, civil judgments, and late child support payments

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