Find out where your money is going. Unless you're tracking your money, it's probably not going where you really want it to.
TRY THIS: Write down your total monthly take-home pay. Then list your monthly expenses. At the end of the month, subtract those expenses from your total pay.
Look for places to save.
Use this information to set a monthly budget that includes saving.
Review how things are going each month.
TIP: Carry a small notebook. Write down everything you spend. Include small things like candy bars.
Find out where your money is going. Unless you're tracking your money, it's probably not going where you really want it to.
TRY THIS: Write down your total monthly take-home pay. Then list your monthly expenses. At the end of the month, subtract those expenses from your total pay.
Look for places to save. Use this information to set a monthly budget that includes saving. Review how things are going each month. TIP: Carry a small notebook. Write down everything you spend. Include small things like candy bars.