Credit scores only consider inquiries initiated by the consumer. These include mortgage applications, credit card applications and auto loan applications. Inquiries that don't affect scores include: requests by you to the consumer reporting agency for your personal report, lenders using credit information for account review purposes, lenders using credit information for "preapproved" credit offers, or inquiries for use in making employment decisions. Inquiries that don't impact risk scores are shown only on the credit report you request directly from Experian.
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Credit scores only consider inquiries initiated by the consumer. These include mortgage applications, credit card applications and auto loan applications. Inquiries that don't affect scores include: requests by you to the consumer reporting agency for your personal report, lenders using credit information for account review purposes, lenders using credit information for "preapproved" credit offers, or inquiries for use in making employment decisions. Inquiries that don't impact risk scores are shown only on the credit report you request directly from Experian.