If you have established yourself as a victim of credit fraud, you can ask the credit reporting bureau to add a "victim statement" to your credit report. This asks lenders to call you to verify all new credit applications. You must give a daytime phone number in your victim statement and keep it updated if you move or change your number. The credit bureau might ask you to document that the phone number is really yours by sending a copy of a phone bill or your business card.
Although the victim statement should not result in denials of new credit to you, you will not be able to open "instant credit" accounts at stores because it will take time to verify your identity.
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If you have established yourself as a victim of credit fraud, you can ask the credit reporting bureau to add a "victim statement" to your credit report. This asks lenders to call you to verify all new credit applications. You must give a daytime phone number in your victim statement and keep it updated if you move or change your number. The credit bureau might ask you to document that the phone number is really yours by sending a copy of a phone bill or your business card.
Although the victim statement should not result in denials of new credit to you, you will not be able to open "instant credit" accounts at stores because it will take time to verify your identity.