how can someone steal my identity?

posted by askmrcredit on (7 years ago)

Identity thieves may use a variety of low- and high-tech methods to gain access to your personally identifying information. For example:

  • They get information from businesses or institutions by: - stealing records from their employer,
    - bribing an employee who has access to the records,
    - conning information out of employees, or
    - hacking into the organization's computers.

  • They rummage through your trash, the trash of businesses, or dumps in a practice known as "dumpster diving."

  • They obtain credit reports by abusing their employer's authorized access to credit reports or by posing as a landlord, employer or someone else who may have a legitimate need for and a legal right to the information.

  • They steal credit and debit card account numbers as your card is processed by using a special information storage device in a practice known as "skimming."

  • They steal wallets and purses containing identification and credit and bank cards.

  • They steal mail, including bank and credit card statements, pre-approved credit offers, new checks, or tax information.

  • They complete a "change of address form" to divert mail to another location.

  • They steal personal information from your home.

  • They scam information from you by posing as a legitimate business person or government official.

    Information from Consumer.gov

  • Leave a comment

    Listed Under

    Reactions

    Tags
      This article hasn't been tagged.