Information about how individuals handle credit is maintained by companies called credit reporting bureaus. It is your right to contact these companies any time to order a copy of your credit report, which contains information about your current credit accounts, such as credit cards, mortgages or car loans, as well as credit accounts you've had in the past seven years (or the past 10 years if you filed for bankruptcy).
Information about how individuals handle credit is maintained by companies called credit reporting bureaus. It is your right to contact these companies any time to order a copy of your credit report, which contains information about your current credit accounts, such as credit cards, mortgages or car loans, as well as credit accounts you've had in the past seven years (or the past 10 years if you filed for bankruptcy).