how do i find the cra that has my report?

posted by askmrcredit on (7 years ago)

Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you have located all the agencies maintaining your file.
The three major credit bureaus are:
Equifax
1- 800-685-1111 Experian

1-888-EXPERIAN
(397-3742)

Trans Union
1-800-916-8800


In addition, anyone who takes action against you in response to a report supplied by a CRA—such as denying your application for credit, insurance, or employment—must give you the name, address, and telephone number of the CRA that provided the report.

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