Write or call one or all of the major consumer reporting agencies, listed below:
Include your name, address, telephone number, previous addresses ( for the last five years), your Social Security number, and your date of birth. If you are married, be sure to include the same information for you spouse.
There is no charge for the report if you have been denied credit as long as you request the report within 60 days of receiving the denial notice. Otherwise, there may or may not be a charge, depending upon the state in which you live.
Equifax
P.O. Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com
Experian
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
(888) 397-3742
www.experian.com
TransUnion
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
(800) 888-4213
www.tuc.com
Keep in mind that three large bureaus do not necessarily share information with each other. The content of your credit report can vary across bureaus, so it's a good idea to request copies from each one.
RSS
Write or call one or all of the major consumer reporting agencies, listed below:
Include your name, address, telephone number, previous addresses ( for the last five years), your Social Security number, and your date of birth. If you are married, be sure to include the same information for you spouse.
There is no charge for the report if you have been denied credit as long as you request the report within 60 days of receiving the denial notice. Otherwise, there may or may not be a charge, depending upon the state in which you live.
Equifax
P.O. Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com
Experian
National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
(888) 397-3742
www.experian.com
TransUnion
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
(800) 888-4213
www.tuc.com
Keep in mind that three large bureaus do not necessarily share information with each other. The content of your credit report can vary across bureaus, so it's a good idea to request copies from each one.