Credit reports can be difficult to understand, although the credit reporting companies have made changes in recent years to make it easier for consumers to use the information. Generally, the reports list all credit accounts you have had in the past seven years, as well as bankruptcy and court judgments, such as overdue taxes and lawsuits resulting in judgments against you. Bankruptcies can remain on your report for up to 10 years.
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Credit reports can be difficult to understand, although the credit reporting companies have made changes in recent years to make it easier for consumers to use the information. Generally, the reports list all credit accounts you have had in the past seven years, as well as bankruptcy and court judgments, such as overdue taxes and lawsuits resulting in judgments against you. Bankruptcies can remain on your report for up to 10 years.