how does having good credit help me ?

posted by askmrcredit on (6 years, 9 months ago)

Good credit is a positive record of paying off loans and making timely payments. It can help you to buy a home, get a job, rent an apartment, borrow money, charge goods and services, finance a car and take out an insurance policy. If you have good credit, you may be able to avoid cash deposits when you establish accounts with phone, electric, gas, heating oil, water and cable TV companies. Potential employers often use credit to check job candidates' backgrounds and as an indicator of an applicant's financial honesty and personal integrity.

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