f you want to use credit, you must show that you qualify. Creditors will consider the following when you apply for credit:
Your assets (property, savings, etc.);
Your character (how worthy you are of trust);
Your current salary and expenses; and
Your credit history (how you have managed credit in the past).
You do not need to be a United States citizen to receive credit, but a creditor will look for ties to your community, including a job and a local credit history, before granting you credit.
RSS
f you want to use credit, you must show that you qualify. Creditors will consider the following when you apply for credit:
You do not need to be a United States citizen to receive credit, but a creditor will look for ties to your community, including a job and a local credit history, before granting you credit.