i went through a bankruptcy last year - will i ever be able to get credit again?

posted by askmrcredit on (6 years, 9 months ago)

Yes. You can rebuild your credit history following a bankruptcy with a secured credit card. Many secured card companies will accept people who have gone through a bankruptcy more than six months ago, as long as there have been no late payments or other negative credit information reported since the bankruptcy was settled and your credit report does not show any earlier unpaid debts not settled in the bankruptcy proceedings. It is very important to pay all creditors on time when you are trying to rebuild your credit record.

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