Your credit card company may offer you services and products for a fee:
Credit insurance—a service that helps pay your monthly minimum payments for a short time if you become ill or disabled.
Credit monitoring services that charge to watch your credit report and let you know about any negative changes.
Magazines and coupon books.
These services are optional—you do not have to accept them. If you say no to optional offers, it should not affect your application for a credit card.
RSS
Your credit card company may offer you services and products for a fee:
These services are optional—you do not have to accept them. If you say no to optional offers, it should not affect your application for a credit card.