prohibited information

posted by askmrcredit on (6 years, 9 months ago)

Credit applications cannot ask you about your sex, race, color, religious affiliation, or national origin unless you are applying for residential real estate. Even then, you are not required to answer. The information is used only to enforce fair housing laws, not for evaluation purposes.

You cannot be asked your marital status, unless your spouse will help secure, use, or be legally responsible for the loan. Creditors are also prohibited from asking about your plans to have children.

Leave a comment

Listed Under

Reactions

Tags
    This article hasn't been tagged.