qualifying for discounted or free reports

posted by askmrcredit on (6 years, 9 months ago)

You may be eligible to receive a discounted or free credit report if you meet one of the following conditions:

  • Your request for credit, insurance, employment or rental housing is denied based on information received from Experian, and you contact us within 60 days of the denial.
  • "Adverse action" was taken against you based on information in your credit report (e.g., your interest rate was raised or your credit limit was decreased). The name of the credit-reporting agency that provided your credit report and how to contact them for a copy will be provided by the company that declined your credit application or took adverse action.
  • Some state laws require credit-reporting agencies to provide their residents a free or discounted report each year even if they are not denied credit.
  • If you certify in writing that you are unemployed and seeking employment or receive public welfare assistance.
  • If you have reason to believe your credit file contains inaccuracies resulting from fraud.

    To confirm your eligibility and request your free or discounted copy delivered by U.S. mail, please call 866 200 6020.

  • Leave a comment

    Listed Under

    Reactions

    Tags
      This article hasn't been tagged.