Your credit report gives you your credit rating. It lists all ofyour outstanding loans and debts (including credit cards), aswell as any information about debt default. You may thinkyour credit is in fine standing because you “eventually†pay offall your bills, but each time you're late, your lateness appearson your credit report. You'll feel the effects of a good or badcredit standing when you apply for an apartment lease, amortgage, or any other loan. A good credit rating will go along way toward assuring you a space in your dream home ora plot of land that's all your own.
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Your credit report gives you your credit rating. It lists all ofyour outstanding loans and debts (including credit cards), aswell as any information about debt default. You may thinkyour credit is in fine standing because you “eventually†pay offall your bills, but each time you're late, your lateness appearson your credit report. You'll feel the effects of a good or badcredit standing when you apply for an apartment lease, amortgage, or any other loan. A good credit rating will go along way toward assuring you a space in your dream home ora plot of land that's all your own.