If your credit report reveals that in the past seven years you have been late in making payments on your credit cards, loans you never repaid or a bankruptcy, you may find it difficult to get any more credit. You may be rejected by a potential employer, or you may have trouble renting an apartment or establishing telephone, gas and electric, water or heating oil accounts.
Negative information on your credit report can affect you for many years. No one can remove accurate negative information from a credit report. However, you can ask the credit bureaus to investigate inaccurate information.
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If your credit report reveals that in the past seven years you have been late in making payments on your credit cards, loans you never repaid or a bankruptcy, you may find it difficult to get any more credit. You may be rejected by a potential employer, or you may have trouble renting an apartment or establishing telephone, gas and electric, water or heating oil accounts.
Negative information on your credit report can affect you for many years. No one can remove accurate negative information from a credit report. However, you can ask the credit bureaus to investigate inaccurate information.