A lost or stolen wallet or purse is a gold mine of information for identity thieves. If your wallet or purse is lost or stolen:
File a report with the police immediately and keep a copy.
Cancel your credit cards. Call the issuer(s) immediately. Many companies have 24-hour toll-free numbers to deal with such emergencies. The number is on your monthly statement.
Get new cards with new account numbers.
Call the fraud departments of the major credit reporting agencies, and ask each agency to put a “fraud alert†on your account:
Equifax 1-800-525-6285
Experian 1-888-397-3742
TransUnion 1-800-680-7289
Report the loss to the fraud department of the bank where you have your checking and savings accounts. Ask about the next steps regarding your accounts, including your ATM or debit card.
Review your credit reports regularly and have them corrected when necessary.
Report a missing driver's license to your state department of motor vehicles.
Change your home and car locks, if your keys were taken.
About Lost or Stolen Credit Cards...
If your card is lost or stolen, federal law protects you from owing more than $50 per card-but only if you report that the card was lost or stolen within two days of discovering the loss or theft. If you suspect any fraudulent purchases, you may be asked to sign a statement under oath that you did not make the purchase(s) in question., it's important to ask for details before agreeing to any debt-relief services.
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A lost or stolen wallet or purse is a gold mine of information for identity thieves. If your wallet or purse is lost or stolen:
File a report with the police immediately and keep a copy. Cancel your credit cards. Call the issuer(s) immediately. Many companies have 24-hour toll-free numbers to deal with such emergencies. The number is on your monthly statement. Get new cards with new account numbers. Call the fraud departments of the major credit reporting agencies, and ask each agency to put a “fraud alert†on your account: Equifax 1-800-525-6285 Experian 1-888-397-3742 TransUnion 1-800-680-7289 Report the loss to the fraud department of the bank where you have your checking and savings accounts. Ask about the next steps regarding your accounts, including your ATM or debit card. Review your credit reports regularly and have them corrected when necessary. Report a missing driver's license to your state department of motor vehicles. Change your home and car locks, if your keys were taken. About Lost or Stolen Credit Cards...
If your card is lost or stolen, federal law protects you from owing more than $50 per card-but only if you report that the card was lost or stolen within two days of discovering the loss or theft. If you suspect any fraudulent purchases, you may be asked to sign a statement under oath that you did not make the purchase(s) in question., it's important to ask for details before agreeing to any debt-relief services.