who can request information about my credit file?

posted by askmrcredit on (7 years ago)

Under the Fair Credit Reporting Act, a credit reporting company may only disclose your credit report if someone is:

  • Granting credit, reviewing your account, or collecting on your account.
  • Reviewing you for employment purposes.
  • Reviewing your application for insurance.
  • Reviewing your eligibility for a license or government-related benefits.
  • Providing information for a business transaction, such as renting an apartment.
  • A court order.
  • An IRS subpoena.
  • Someone to whom you have given written permission.

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