Credit bureaus do not make decisions whether or not to grant credit. It was the lender, not the credit bureau, that made the decision not to approve your application. Each lender sets its own standards about whom to lend to. The vast majority of lenders base lending decisions on information provided by the three largest credit bureaus: Equifax, Experian and Trans Union.
RSS
Credit bureaus do not make decisions whether or not to grant credit. It was the lender, not the credit bureau, that made the decision not to approve your application. Each lender sets its own standards about whom to lend to. The vast majority of lenders base lending decisions on information provided by the three largest credit bureaus: Equifax, Experian and Trans Union.