Will My Spouse Be Affected By My Personal Bankrupcy? - BANKRUPTCY
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BANKRUPTCY: Will my spouse be affected by my personal bankrupcy?
Your wife or husband will not be affected by your bankruptcy if they are not responsible (did not sign an agreement or contract) for any of your debt. If they have a supplemental credit card they are probably responsible for that debt.
However, In community property states, either spouse can contract for a debt without the other spouse's signature on anything, and still obligate the marital community. There are a few exceptions to that rule, such as the purchase or sale of real estate; those few exceptions do require both spouse's signatures on contracts. But the day to day debts, such as credit cards, do NOT require both spouses to have signed.
Community property states are: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin.
Your lawyer will be able to guide you in this regard.
ADDITIONAL BANKRUPTCY RELATED FACTS
Will Filing Bankruptcy Stop My Bill Collectors From Taking Action?Are Some Of My Debts Not Dischargeable?What Is Chapter 13 Bankruptcy?What Is Chapter 7 Bankruptcy?Do I Have To Use A Lawyer To Go Bankrupt?How Do I Go Into Bankruptcy?What Are The Key Or Major Events In The Bankruptcy Process And When Will The Bankruptcy Be Over?| Find Credit Facts |
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