If The Credit Bureau Won't Correct My Report, What Should I Do? - CREDIT BUREAUS

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TODAY'S SAVING TIP  If you have never had a credit card or borrowed money from a bank or finance company, you probably do not have a credit report. This is known as having no credit history. It is not as negative as a history of late payments, unpaid bills or ... Read more
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CREDIT BUREAUS: If the credit bureau won't correct my report, what should i do?


If you know the information is inaccurate, call the creditor - the company that provided the information to the credit bureau - and explain that you believe they provided incorrect information about you to the credit bureau. Sometimes incorrect information can be traced to a mistake in that company's records. If all else fails, you are allowed by law to add a 100-word statement to your credit report. Anyone who is given access to your credit history must be informed of this statement.

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