Act Quickly If Your Credit Card Is Lost Or Stolen - CREDIT CARDS
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CREDIT CARDS: Act quickly if your credit card is lost or stolen
If your credit card is lost or stolen, contact your bank or issuing institution immediately. Your monthly statement should list the phone number of whom to contact.
You do not have to pay for any unauthorized charges made after you have notified the issuing bank or institution. The most you will have to pay for unauthorized charges is $50 on each account. But this can add up if several cards are lost or stolen at the same time.
If you think that you did not make some or all of the purchases listed on your statement, you can take action. The Fair Credit Billing Act, an addition to the Truth-in-Lending law, requires prompt correction of billing mistakes. Within 60 days after the bill was mailed, you must notify the creditor in writing. You do not have to pay the amount in question while you are waiting for an answer.
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