Disputes About Merchandise Or Services - CREDIT CARDS

Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually
TODAY'S SAVING TIP  Generally, the consumer reporting agency must automatically delete information on adverse credit instances that are more than seven years old and any bankruptcies that are more than 10 years old. However, these rules do not apply to information ... Read more
Credit Fact Center
Homepage

Bankruptcy
Credit Bureaus
Credit Cards
Credit Fraud
Credit Information
Credit Rating
Credit Repair
Credit Report
Credit Rights
Credit Score
Saving Tips

Compare credit report services
Click here
Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report!
Check your credit report today, and find out about your credit score.
Free Online Credit Report and score
You receive all this for free - no obligation  Free Credit Report - easy-to-read with color graphics
 Free Credit Score - with personalized tip for making your score higher
 Free Debt & Income Analysis - examines your borrowing power
 Plus a free 30-day trial of Credit Monitoring Services
Get your Free credit report! Click here

CREDIT CARDS: Disputes about merchandise or services


You can dispute charges for unsatisfactory goods or services. To do so, you must:
  • have made the purchase in your home state or within 100 miles of your current billing address. The charge must be for more than $50. (These limitations don't apply if the seller also is the card issuer or if a special business relationship exists between the seller and the card issuer.) and,
  • first make a good faith effort to resolve the dispute with the seller. No special procedures are required to do so.

    If these conditions don't apply, you may want to consider filing an action in small claims court.

    ADDITIONAL CREDIT CARDS RELATED FACTS

    What Are Free Periods?What Are Free Periods?
    Avoiding Card Fraud - Discarded Charge SlipsAvoiding Card Fraud - Discarded Charge Slips
    Lost Or Stolen Credit CardsLost Or Stolen Credit Cards
    Credit And Charge Cards - Credit Cards Vs. Charge CardsCredit And Charge Cards - Credit Cards Vs. Charge Cards
    Annual Percentage RateAnnual Percentage Rate
    Credit Rules BookmarkCredit Rules Bookmark
    Avoiding Card Fraud - Extra Copies Of Charge SlipsAvoiding Card Fraud - Extra Copies Of Charge Slips
    		•
    Find Credit Facts
    Home | Feedback
    Copyright 2005 - 2008 http://www.AskMrCredit.com. All rights reserved.