Optional Credit Card Services - CREDIT CARDS

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CREDIT CARDS: Optional credit card services


Your credit card company may offer you services and products for a fee:
  • Credit insurance—a service that helps pay your monthly minimum payments for a short time if you become ill or disabled.
  • Credit monitoring services that charge to watch your credit report and let you know about any negative changes.
  • Magazines and coupon books.

    These services are optional—you do not have to accept them. If you say no to optional offers, it should not affect your application for a credit card.

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