Is There A Way To Protect My Identity? - CREDIT FRAUD
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CREDIT FRAUD: Is there a way to protect my identity?
Identity theft involves someone else using your personal information to create fraudulent accounts, charge items to another person’s existing accounts, or even get a job. You can minimize the risks by managing your personal information wisely and cautiously. Here are some ways to protect yourself from identity theft: Before you reveal any personally identifying information, find out how it will be used and whether it will be shared. Pay attention to your billing cycles. Follow up with creditors if your bills don’t arrive on time. Guard your mail from theft. Deposit outgoing mail in post office collection boxes or at your local post office. Promptly remove mail from your mailbox after it has been delivered. If you’re planning to be away from home and can’t pick up your mail, call the U.S. Postal Service toll-free at 1-800-275-8777, or visit www.usps.gov to request a vacation hold. When possible, put passwords on your credit card, bank and phone accounts. Avoid using easily available information like your mother’s maiden name, your birth date, the last four digits of your Social Security number or telephone number, or a series of consecutive numbers. It’s a good idea to keep a list of your credit card issuers and their telephone numbers. Don’t give out personal information on the telephone, through the mail or over the Internet unless you’ve initiated the contact or you know whom you’re dealing with. Protect personal information in your home. For example, tear or shred documents like charge receipts, copies of credit offers and applications, insurance forms, physician’s statements, discarded bank checks and statements, and expired credit cards before you throw them away. Be cautious about leaving personal information in plain view, especially if you have roommates, employ outside help or are having service work done. Find out who has access to your personal information at work and verify that the records are kept in a secure location. Never carry your Social Security card; leave it in a secure place at home. Give out your Social Security number only when absolutely necessary. Order your credit report from each of the three major credit reporting agencies every year to make sure it is accurate and includes only those activities you’ve authorized. Carry only the identification that you actually need.
ADDITIONAL CREDIT FRAUD RELATED FACTS
Identity Thief - If Your Identity's Been Stolen - Contact The Fraud Departments Of Each Of The Three Major Credit Bureaus.What Federal Agencies Investigate Identity Theft Crimes?What Can I Do If I Am A Victim Of Credit Fraud ?Identity Thief - Consider Your ComputerIdentity Thief - If Your Identity's Been Stolen - File A Complaint With The FtcStolen ChecksFake Orders For Magazine Subscriptions| Find Credit Facts |
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