Don't Fall For Credit-Related Scams - CREDIT FRAUD
Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually
|
|
TODAY'S SAVING TIP
Notify the consumer reporting agency immediately. If the company cannot confirm the information under dispute, it will be removed from your file and a corrected report will be sent to those parties you specify who have received your report within ... Read more |
Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report! Check your credit report today, and find out about your credit score. |
| Free Online Credit Report and score |
You receive all this for free - no obligation
Free Credit Report - easy-to-read with color graphics
Free Credit Score - with personalized tip for making your score higher
Free Debt & Income Analysis - examines your borrowing power
Plus a free 30-day trial of Credit Monitoring Services
|
|
Get your Free credit report! Click here
|
|
CREDIT FRAUD: Don't Fall for Credit-Related Scams
If you have credit problems, you may fall prey to fraud artists and unscrupulous companies that offer to "erase" a credit history or "fix" your debt troubles with an "easy" or "guaranteed" loan. These misleading sales tactics and questionable services usually result in exorbitant costs and broken promises. And in the case of a high-cost loan backed by the borrower's home, the risk of foreclosure exists if the loan cannot be repaid.
If you have serious financial problems, you generally should try to cut spending, increase savings and pay off high-cost loans (usually credit cards). If you need professional help, consider asking your attorney, accountant or another trusted advisor to refer you to a reliable credit counselor who, at little or no cost, can help you develop a plan to meet your financial obligations. Credit counseling services also are listed in the Yellow Pages or on the Internet, but independently check out an unfamiliar service with your trusted advisor or your state consumer protection office. "No one can change or erase a payment history for you," says Cora Lee Page, an FDIC Consumer Affairs Specialist. "Only you can repair your credit history by paying the debts owed."
And if you don't have a credit history (common if you never use credit cards, you're just out of school or you're a recent immigrant) or if your credit record is spotty, consider building a good financial foundation, perhaps by applying for a small loan from your bank or a charge card from a local department store. Then be sure to pay off the debt each month.ADDITIONAL CREDIT FRAUD RELATED FACTS
Identity Thief - Managing Your Personal Information
Will An Investigation Be Opened If I File A Complaint To The Ftc?
What Is The Ftc Doing To Reduce Identity Theft?
What Does The Ftc Do To Help Victims Of Identity Theft?
Why Should I File A Complaint With The Ftc?
Stolen Checks
How Can I Make Sure That The Crook Will Not Open More Accounts In My Name ?
|
|
Home | Feedback
Copyright 2005 - 2008 http://www.AskMrCredit.com. All rights reserved. |