Fdic Consumer Alerts - Phishing Scam - CREDIT FRAUD

Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually
TODAY'S SAVING TIP  Credit reports can be difficult to understand, although the credit reporting companies have made changes in recent years to make it easier for consumers to use the information. Generally, the reports list all credit accounts you have had in the past ... Read more
Credit Fact Center
Homepage

Bankruptcy
Credit Bureaus
Credit Cards
Credit Fraud
Credit Information
Credit Rating
Credit Repair
Credit Report
Credit Rights
Credit Score
Saving Tips

Compare credit report services
Click here
Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report!
Check your credit report today, and find out about your credit score.
Free Online Credit Report and score
You receive all this for free - no obligation  Free Credit Report - easy-to-read with color graphics
 Free Credit Score - with personalized tip for making your score higher
 Free Debt & Income Analysis - examines your borrowing power
 Plus a free 30-day trial of Credit Monitoring Services
Get your Free credit report! Click here

CREDIT FRAUD: Fdic consumer alerts - phishing scam


The FDIC has created this webpage to inform and warn consumers about a type of fraud called “phishing.” The term "phishing" – as in fishing for confidential information - refers to a scam that encompasses fraudulently obtaining and using an individual's personal or financial information. This is how it works:
  • A consumer receives an e-mail which appears to originate from a financial institution, government agency, or other well-known/reputable entity.
  • The message describes an urgent reason you must "verify" or "re-submit" personal or confidential information by clicking on a link embedded in the message.
  • The provided link appears to be the Web site of the financial institution, government agency or other well-known/reputable entity, but in "phishing" scams, the Web site belongs to the fraudster/scammer.
  • Once inside the fraudulent Web site, the consumer may be asked to provide Social Security numbers, account numbers, passwords or other information used to identify the consumer, such as the maiden name of the consumer's mother or the consumer's place of birth.
  • When the consumer provides the information, those perpetrating the fraud can begin to access consumer accounts or assume the person's identity.

    Since January 23, 2004, criminals have been using the FDIC's name and reputation to perpetrate various “phishing” schemes. It is important to note that the FDIC will never ask for personal or confidential information in this manner. See the FDIC Privacy Policy for further information.

    If you suspect an e-mail or Web site is fraudulent, please report this information to the real bank, company or government agency, using a phone number or e-mail address from a reliable source. Example: If your bank's Web page looks different or unusual, contact the institution directly to confirm that you haven't landed on a copycat Web site set up by criminals. Also, contact the Internet Crime Complaint Center (www.ifccfbi.gov), a partnership between the FBI and the National White Collar Crime Center.

    If you suspect that you have been a victim of identity theft, perhaps because you submitted personal information in response to a suspicious, unsolicited e-mail or you see unauthorized charges on your credit card, immediately contact your financial institution and, if necessary, close existing accounts and open new ones. Also contact the police and request a copy of any police report or case number for later reference. In addition, call the three major credit bureaus (Equifax at 800-525-6285, Experian at 888-397-3742 and TransUnion at 800-680-7289) to request that a fraud alert be placed on your credit report.

    ADDITIONAL CREDIT FRAUD RELATED FACTS

    Identity Thief - If Your Identity's Been Stolen - File A Report With Your Local Police Identity Thief - If Your Identity's Been Stolen - File A Report With Your Local Police
    Identity Thief - If Your Identity's Been Stolen - Contact The Fraud Departments Of Each Of The Three Major Credit Bureaus.Identity Thief - If Your Identity's Been Stolen - Contact The Fraud Departments Of Each Of The Three Major Credit Bureaus.
    Don't Fall For Offers That Guarantee To Get Your CreditDon't Fall For Offers That Guarantee To Get Your Credit
    What Documents Do I Need To File With My Complaint To The Ftc?What Documents Do I Need To File With My Complaint To The Ftc?
    Investment FraudsInvestment Frauds
    What Should You Do If You Lost A Credit Card?What Should You Do If You Lost A Credit Card?
    Identity Thief - Reading Credit ReportsIdentity Thief - Reading Credit Reports
    		•
    Find Credit Facts
    Home | Feedback
    Copyright 2005 - 2010 http://www.AskMrCredit.com. All rights reserved.