What Does It Mean If An Individual Has “prime” Credit? - CREDIT INFORMATION
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CREDIT INFORMATION: What does it mean if an individual has “prime” credit?
Prime credit means that an individual has paid their outstanding credit (car loans, credit cars and mortgages) on time. Most people with prime credit also carefully manage their credit by applying only for the loans and credit cards they need. People with prime credit have excellent “credit scores,” numbers that the credit industry uses to rank individuals’ overall credit. Credit scores range from below 500 to above 800. Prime borrowers usually have scores of 749 or higher. It is not necessary to have prime credit to qualify for a decent interest rate—people with credit scores of 675 and above still qualify for lower rates.
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