How Much Credit Do Today’s Consumers Have? - CREDIT INFORMATION
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CREDIT INFORMATION: How much credit do today’s consumers have?
According to Fair Isaac, a company that provides credit scoring services to lenders, today’s consumer on average has a total of 11 credit obligations on record at credit bureaus. These include credit cards (such as department store charge cards, gas cards, or bank cards) and installment loans (auto loans, mortgage loans, student loans, etc.). Of these 11 credit obligations, 7 are likely to be credit cards and 4 are likely to be installment loans.
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