My Father Co-signed A Loan For Me. Will His Credit Be Ruined If I Make One Late Payment? - CREDIT INFORMATION
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CREDIT INFORMATION: My father co-signed a loan for me. will his credit be ruined if i make one late payment?
When someone is kind enough to co-sign a loan for you, do everything you can to make timely payments. While one slightly late payment (less than 30 days late) may not ruin your father's credit, it is very likely that two or more overdue payments will negatively affect his credit. The point of asking someone to co-sign a loan is to help you improve your credit - therefore it is very important to make all payments on time.
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