Checking Your Credit Rating - CREDIT RATING
Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually
| Credit Fact Center |
| Homepage Bankruptcy Credit Bureaus Credit Cards Credit Fraud Credit Information Credit Rating Credit Repair Credit Report Credit Rights Credit Score Saving Tips |
| Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report! Check your credit report today, and find out about your credit score. |
| Free Online Credit Report and score |
You receive all this for free - no obligation
 Free Credit Report - easy-to-read with color graphics Free Credit Score - with personalized tip for making your score higher Free Debt & Income Analysis - examines your borrowing power Plus a free 30-day trial of Credit Monitoring Services
|
| Get your Free credit report! Click here |
CREDIT RATING: Checking Your Credit Rating
Establishing credit and paying off your debt in a timely manner is just part of the routine for maintaining a good credit rating. Once in a while you should check your credit rating. There are three major firms in the nation which keep records on the credit rating of individuals. If a business has difficulty collecting a debt from someone, it will report such information to one or more of these credit rating institutions. A negative report on your credit record may mean that you will be denied some forms of credit.
Sometimes the information on your credit report is incorrect. Perhaps there was a clerical mistake. Or maybe a creditor reported an unpaid debt that was later repaid, but the record of payment never reached the credit rating institution.
According to the Fair Credit Reporting Act, you can ask for your credit report from this institution and it must provide the information for you. Generally, the firm will do so for a fee. If you find that there is false information on your credit report, there is a procedure that you can use to correct the situation.
The three major institutions that keep credit records on individuals and businesses are Equifax at www.equifax.com, Experian Information Solutions at www.experian.com, and Trans Union at www.tuc.com. Go to one or more of these sites to learn more about these organizations.
ADDITIONAL CREDIT RATING RELATED FACTS
Credit Rating ChartConsumer Reporting Agencies - The Fair Credit Reporting ActWill My Credit History Haunt Me Forever?What Is Credit Rating?How Is Credit Rating Measured?Does Your Credit Rating Get Better If You Have More Credit Cards ?Consumer Reporting Agencies - Do I Have A Right To Know What's In My Report?| Find Credit Facts |
Copyright 2005 - 2010 http://www.AskMrCredit.com. All rights reserved.