Paying Off A Loan Early - CREDIT RATING
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CREDIT RATING: Paying Off a Loan Early
If you are applying for a loan and you think you may want to pay it off before it has run its full term, you should be aware that lenders have several methods of calculating interest. The method they use affects the amount you will owe if you decide to pay off early, and since lenders are not required to disclose which method they use, you may have to ask. Here is a brief description of the most common interest-calculation methods.
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