Consumer Reporting Agencies - How Do I Find The Cra That Has My Report? - CREDIT RATING

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CREDIT RATING: Consumer reporting agencies - how do i find the cra that has my report?


Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you have located all the agencies maintaining your file. The three major credit bureaus are:

Equifax
1- 800-685-1111 Experian
1-888-EXPERIAN
(397-3742) Trans Union
1-800-916-8800


In addition, anyone who takes action against you in response to a report supplied by a CRA—such as denying your application for credit, insurance, or employment—must give you the name, address, and telephone number of the CRA that provided the report.

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