Consumer Reporting Agencies - How Do I Find The Cra That Has My Report? - CREDIT RATINGFree Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually |
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| TODAY'S SAVING TIP When you agree to accept credit from a bank, most retail stores, etc., or fill out an employment application - if a credit report is used as a background check - you give the creditor the right to provide information to any credit reporting company. ... Read more | |||||||||
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CREDIT RATING: Consumer reporting agencies - how do i find the cra that has my report?Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you have located all the agencies maintaining your file. The three major credit bureaus are: Equifax 1- 800-685-1111 Experian 1-888-EXPERIAN (397-3742) Trans Union 1-800-916-8800 In addition, anyone who takes action against you in response to a report supplied by a CRA—such as denying your application for credit, insurance, or employment—must give you the name, address, and telephone number of the CRA that provided the report. ADDITIONAL CREDIT RATING RELATED FACTS Can I Ever Improve My Credit? Easy Ways To Establish A Good Credit History Consumer Reporting Agencies - The Fair Credit Reporting Act What Is A Credit Rating? Consumer Reporting Agencies - Do I Have A Right To Know What's In My Report? Improving Your Credit Profile: What You Can And Cannot Do Will A Less Than Perfect Credit Score Haunt Me Forever? |
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