Consumer Reporting Agencies - The Fair Credit Reporting Act - CREDIT RATING

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TODAY'S SAVING TIP  Yes. If negative information resulted from circumstances beyond your control, you should provide a short and to-the-point explanation. Your explanation might include reasons such as fraud, major illnesses or injuries, divorce or errors resulting ... Read more
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CREDIT RATING: Consumer reporting agencies - the fair credit reporting act


The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.

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