What If The Consumer Reporting Agency Stands By Its Report? - CREDIT REPORT

Free Credit Report Directory. Find free credit report providers, learn the importance of checking your free credit report annually

TODAY'S SAVING TIP Yes. Since revisions to the Fair Credit Reporting Act were passed in 1996, any employer or potential employer who wants to review your credit report must get your written permission to do so. If the information in a credit report plays a part in a ... Read more

Credit Fact Center

Homepage

Bankruptcy
Credit Bureaus
Credit Cards
Credit Fraud
Credit Information
Credit Rating
Credit Repair
Credit Report
Credit Rights
Credit Score
Saving Tips

Compare credit report services

Did you recently check your credit score? Receive a FREE credit score when you check your free Credit Report!
Check your credit report today, and find out about your credit score.

Free Online Credit Report and score

You receive all this for free - no obligation

Free Credit Report - easy-to-read with color graphics

Free Credit Score - with personalized tip for making your score higher

Free Debt & Income Analysis - examines your borrowing power

Plus a free 30-day trial of Credit Monitoring Services

Get your Free credit report! Click here

CREDIT REPORT: What if the consumer reporting agency stands by its report?

You have the right to present your side of the story in a brief statement (100 words or less), which the credit bureau must attach to your credit file. Your statement should be used to clarify inaccuracies, not explain reasons for delinquency. Anyone requesting a copy of your credit report would also automatically receive your statement (or a summary of it), unless the credit bureau decides that it is irrelevant or frivolous.