Who Is Allowed To See Your Credit Report? - CREDIT REPORT

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TODAY'S SAVING TIP  Theoretically, all three reports from the credit reporting agencies should be virtually identical but in fact, there are often major differences. One of the reasons for the discrepancies is that creditors and other information sources may only send ... Read more
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CREDIT REPORT: Who is allowed to see your credit report?


Credit bureaus can provide information only to the following requestors: (1) creditors who are considering granting or have granted you credit; (2) employers considering you for employment, promotion, reassignment, or retention; (3) insurers considering you for an insurance policy or reviewing an existing policy; (4) government agencies reviewing your financial status or government benefits; and (5) anyone else with a legitimate business need for the information, such as a potential landlord. Credit bureaus also furnish reports if required by court orders or federal jury subpoenas. They will also issue your report to a third party if you request this in writing.

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