Sample Dispute Letter - CREDIT REPORT
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CREDIT REPORT: Sample dispute letter
Date
Your Name
Your Address
Your City, State, Zip Code
Complaint Department
Name of Credit Reporting Agency
Address
City, State, Zip Code
Dear Sir or Madam:
I am writing to dispute the following information in my file. The items I dispute also are encircled on the attached copy of the report I received.
This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be deleted (or request another specific change) to correct the information.
Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please reinvestigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing)
ADDITIONAL CREDIT REPORT RELATED FACTS
Qualifying For Discounted Or Free Reports
Can I Have Negative Information Deleted If The Entry Is Not An Error?
Credit Report Complains
How Can I Add Positive Data To My Credit Report?
What If I Find A Mistake On My Credit Report ?
You Must Be Told If Information In Your File Has Been Used Against You
How Long Can A Consumer Reporting Company Report Negative Information
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