What Can I Do If The CRA Or Information Provider Won't Correct The Information I Dispute? - CREDIT REPORT

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TODAY'S SAVING TIP  Generally, the consumer reporting agency must automatically delete information on adverse credit instances that are more than seven years old and any bankruptcies that are more than 10 years old. However, these rules do not apply to information ... Read more
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CREDIT REPORT: What can I do if the CRA or information provider won't correct the information I dispute?


A reinvestigation may not resolve your dispute with the CRA. If that's the case, ask the CRA to include your statement of the dispute in your file and in future reports. If you request, the CRA also will provide your statement to anyone who received a copy of the old report in the recent past. There usually is a fee for this service. If you tell the information provider that you dispute an item, a notice of your dispute must be included anytime the information provider reports the item to a CRA.

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