What Can I Do If The CRA Or Information Provider Won't Correct The Information I Dispute? - CREDIT REPORT

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TODAY'S SAVING TIP  Your credit report is actually a credit history. It is created by data about you from many different sources. Companies that have granted you credit make regular reports about your accounts to the three main CRAs: Equifax, Experian (formerly TRW), ... Read more
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CREDIT REPORT: What can I do if the CRA or information provider won't correct the information I dispute?


A reinvestigation may not resolve your dispute with the CRA. If that's the case, ask the CRA to include your statement of the dispute in your file and in future reports. If you request, the CRA also will provide your statement to anyone who received a copy of the old report in the recent past. There usually is a fee for this service. If you tell the information provider that you dispute an item, a notice of your dispute must be included anytime the information provider reports the item to a CRA.

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