What Is The Fair Credit Reporting Act (FCRA)? - CREDIT REPORT

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TODAY'S SAVING TIP  Credit bureaus do not allow everyone to see your credit report. Only those who can prove a legitimate need may have a copy of your credit files. In almost all cases, your written or oral permission or your signature on a credit application is ... Read more
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CREDIT REPORT: What is the Fair Credit Reporting Act (FCRA)?


The FCRA is designed to promote accuracy and ensure the privacy of information used in consumer reports. Recent amendments to the Act expand your rights and place additional requirements on CRAs. Businesses that supply information about you to CRAs and those that use consumer reports also have new responsibilities under the law.

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