How Long Does Information Stay On My Credit Report? - CREDIT REPORT

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TODAY'S SAVING TIP  It is critical to first review all the personally identifying information in your credit reports, including: Names and Aliases Addresses Social Security Number Date of Birth State ID Number Spouse Information Employers Note whether this ... Read more
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CREDIT REPORT: How long does information stay on my credit report?


Generally, the consumer reporting agency must automatically delete information on adverse credit instances that are more than seven years old and any bankruptcies that are more than 10 years old. However, these rules do not apply to information provided for credit transactions involving a principal amount of $150,000 or more, underwriting of life insurance involving a principal amount of $150,000 or more, or employment of an individual with an annual salary of $75,000 or more.

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