How Long Does Information Stay On My Credit Report? - CREDIT REPORT

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TODAY'S SAVING TIP It is important to review your report to make sure that the information is accurate. You may find items you do not agree with. You have the right to dispute inaccurate information.

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CREDIT REPORT: How long does information stay on my credit report?

Generally, the consumer reporting agency must automatically delete information on adverse credit instances that are more than seven years old and any bankruptcies that are more than 10 years old. However, these rules do not apply to information provided for credit transactions involving a principal amount of $150,000 or more, underwriting of life insurance involving a principal amount of $150,000 or more, or employment of an individual with an annual salary of $75,000 or more.