What Kinds Of Problems Could I Encounter? - CREDIT REPORT

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TODAY'S SAVING TIP  There are certain times when you are currently entitled to a copy of your report free, no matter where you live. In the event of an adverse decision related to your employment, the employer is required to give you a copy of your report. Otherwise, ... Read more
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CREDIT REPORT: What kinds of problems could I encounter?


While federal law requires lenders and other companies providing information to credit bureaus to give accurate information, mistakes do happen. So, when you look at your report:

Make sure it accurately reflects how you have paid your bills. If you always pay your credit card and other loans on time, but your credit report erroneously shows late payments, you'll want to correct that Verify that all the accounts listed are yours, especially if you have a common name or you share a name with a relative (such as John Doe, Jr.). You also want to be careful that an identity thief hasn't opened new accounts in your name to commit financial fraud Look for accounts you don't use and may have forgotten. You may be able to raise your credit score by closing unnecessary credit card accounts

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