Why Does An Account That Has Been Paid Still Show With A Balance On A Credit Report And Credit Bureau? - CREDIT REPORT

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CREDIT REPORT: Why does an account that has been paid still show with a balance on a credit report and credit bureau?


Most credit grantors report to repositories on a monthly or bi-monthly basis. Time requirements of creditors to report their data to the three major repositories widely varies. Time requirements that credit repositories have to add to a consumers credit report with new credit data also varies. The human factor between creditor and credit repositories may sometimes take weeks or several months to update their data. (Example: on an average a credit report reports balances approximately 30-60 days behind.)

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