Why Would I Want To Get A Copy Of My Credit Report - CREDIT REPORT
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Yes. You may also obtain a copy of your credit report from companies who contract with the CRAs to sell their products. Many of these products are available on the Internet. Some companies sell a merged version of all three reports. They also ... Read more |
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CREDIT REPORT: Why would i want to get a copy of my credit report
You may want to review your credit report:
because the information it contains affects whether you can get a loan — and how much you will have to pay to borrow money.
to make sure the information is accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house or car, buy insurance, or apply for a job.
to help guard against identity theft.That’s when someone uses your personal information — like your name, your Social Security number, or your credit card number — to commit fraud. Identity thieves may use your information to open a new credit card account in your name. Then, when they don’t pay the bills, the delinquent account is reported on your credit report. Inaccurate information like that could affect your ability to get credit, insurance, or even a job. ADDITIONAL CREDIT REPORT RELATED FACTS
Your Consent Is Required For Reports That Are Provided To Employers, Or Reports That Contain Medical Information
What Should I Do If I Find An Error On My Credit Report?
You Can Dispute Inaccurate Information With The Credit Reporting Act.
What Are Consumer Reporting Agencies?
Why Should You Obtain A Copy Of Your Credit Report?
How To Establish Credit
Who Decides Whether Or Not To Grant You A Loan?
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