How Much Does A Credit Report Cost? - CREDIT REPORT

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TODAY'S SAVING TIP  No. There are certain kinds of information in your credit report that employers are not allowed to see. They are allowed to see information about payments on your loans and credit cards—but they are not allowed to see your account numbers. They are ... Read more
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CREDIT REPORT: How much does a credit report cost?


Each credit bureau may charge you up to $9.00 for a copy of your report. However, you are entitled to one free report a year if you can show that: your report is inaccurate because of fraud; you're on welfare; or you're unemployed and plan to look for a job within 60 days. There also is no charge if a company has taken adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving the notice of the adverse action.

Certain states also have passed legislation which entitle you to a free report or a report at a reduced rate.
If You Live In: Your First Report Is: Additional Reports Are:
California $8.00 $8.00
Colorado Free $8.00
Connecticut $5.00 $7.50
Georgia 2 Free Reports $9.00
Maine $2.00 $2.00
Maryland Free $5.00
Massachusetts Free $8.00
Minnesota $3.00 $9.00
Montana $8.50 $8.50
New Jersey Free $8.00
U.S. Virgin Islands $1.00 $1.00
Vermont Free $7.50


Infomation from Consumer.gov

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