How Much Does A Credit Report Cost? - CREDIT REPORT
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CREDIT REPORT: How much does a credit report cost?
Each credit bureau may charge you up to $9.00 for a copy of your report. However, you are entitled to one free report a year if you can show that: your report is inaccurate because of fraud; you're on welfare; or you're unemployed and plan to look for a job within 60 days. There also is no charge if a company has taken adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving the notice of the adverse action.
Certain states also have passed legislation which entitle you to a free report or a report at a reduced rate.
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If You Live In: |
Your First Report Is: |
Additional Reports Are: |
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California |
$8.00 |
$8.00 |
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Colorado |
Free |
$8.00 |
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Connecticut |
$5.00 |
$7.50 |
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Georgia |
2 Free Reports |
$9.00 |
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Maine |
$2.00 |
$2.00 |
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Maryland |
Free |
$5.00 |
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Massachusetts |
Free |
$8.00 |
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Minnesota |
$3.00 |
$9.00 |
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Montana |
$8.50 |
$8.50 |
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New Jersey |
Free |
$8.00 |
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U.S. Virgin
Islands |
$1.00 |
$1.00 |
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Vermont |
Free |
$7.50 |
Infomation from Consumer.govADDITIONAL CREDIT REPORT RELATED FACTS
Why Should I Check My Credit Report And Credit Bureau?
Who Sees Your Credit Report
What’s On A Credit Bureau Report
Can Creditors, Employers, Or Insurers Get A Report That Contains Medical Information About Me?
Maintaining Complete And Accurate Credit Records
Credit Insurance: Is It For You?
How Your Credit Report Is Used?
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