How Do I Find The Credit Reporting Act That Has My Report? - CREDIT REPORT

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CREDIT REPORT: How do i find the credit reporting act that has my report?


Contact the CRAs listed in the Yellow Pages under "credit" or "credit rating and reporting." Because more than one CRA may have a file on you, call each until you locate all the agencies maintaining your file. The three major national credit bureaus are:
  • Equifax
    P.O. Box 740241
    Atlanta, GA 30374-0241
    (800) 685-1111.
  • Experian
    P.O. Box 2104
    Allen, TX 75013
    (888) EXPERIAN (888-397-3742).
  • Trans Union
    P.O. Box 1000 Chester, PA 19022
    (800) 916-8800.

    • In addition, anyone who takes action against you in response to a report supplied by a CRA -- such as denying your application for credit, insurance, or employment -- must give you the name, address, and telephone number of the CRA that provided the report.

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