There Is Negative Information On My Credit Report That I Know Is Accurate, But I Have A Good Excuse. Can I Mention This In My 100-word Statement? - CREDIT REPORT

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CREDIT REPORT: There is negative information on my credit report that i know is accurate, but i have a good excuse. can i mention this in my 100-word statement?


Yes. If negative information resulted from circumstances beyond your control, you should provide a short and to-the-point explanation. Your explanation might include reasons such as fraud, major illnesses or injuries, divorce or errors resulting from returned merchandise or other unresolved disputes with merchants. When applying for new credit, explain the circumstances to the person handling your application.

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