What Is A Credit Report Used For ? - CREDIT REPORT

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TODAY'S SAVING TIP  Legally, a bankruptcy can be reported to potential creditors for 10 years. Each debt that was discharged under the bankruptcy petition (such as credit card accounts) may remain on your report for seven years.
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CREDIT REPORT: What is a credit report used for ?


Your credit report is used by banks, stores and finance companies to predict the risks of lending you money, based on your history of making payments. Potential landlords and employers use your credit file to evaluate how responsible you are with your personal finances. The decision on whether to rent you a place to live or give you a job can be based on whether you pay your bills on time.

ADDITIONAL CREDIT REPORT RELATED FACTS

Can A Potential Employer See Everything In My Credit Report ?Can A Potential Employer See Everything In My Credit Report ?
What Can I Do If I Suspect That My Credit Report Contains Inaccurate Or Erroneous Information That Adversely Affects My Credit Score?What Can I Do If I Suspect That My Credit Report Contains Inaccurate Or Erroneous Information That Adversely Affects My Credit Score?
Record Your ProgressRecord Your Progress
What Is A Credit Report And What Does It Include?What Is A Credit Report And What Does It Include?
Can I Improve My Credit Report?Can I Improve My Credit Report?
Who Can Legally Look At My Credit Report?Who Can Legally Look At My Credit Report?
Why Does An Account That Has Been Paid Still Show With A Balance On A Credit Report And Credit Bureau?Why Does An Account That Has Been Paid Still Show With A Balance On A Credit Report And Credit Bureau?
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