Who Else Is Allowed To See My Credit Report? - CREDIT REPORT

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TODAY'S SAVING TIP Credit bureaus, the most common type of consumer reporting agency (CRA) that compiles and issues credit reports, are required to help you understand your report. Reports can be issued only to those with a legitimate business reason. These include ... Read more

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CREDIT REPORT: Who else is allowed to see my credit report?

Credit bureaus do not allow everyone to see your credit report. Only those who can prove a legitimate need may have a copy of your credit files.

In almost all cases, your written or oral permission or your signature on a credit application is required for companies to access your credit.

Before allowing access to credit reports, credit bureaus require businesses and individuals to sign contracts in which they agree to use the data properly.

On your credit report, you will see listed the names of everyone who has requested a copy in the last six months to two years, depending on the type of inquiry.